loss control
We recognize that one of the best ways to protect policyholders is by helping to prevent losses from occurring. While all claims cannot be eliminated (accidents happen!), certain proactive loss control measures can reduce the likelihood or the frequency/severity of occurrences. In other words, safety really does matter. At A Plus, we strive to offer a wide range of loss control resources and professional support.
Inspections
While the majority of our policyholders do not require a formal inspection of their operation or premises, certain characteristics, such as high property values or annual sales and certain cooking exposures, may warrant a telephonic or on-site loss control survey. In those cases, insurance carriers’ loss control units will work closely with a preferred local partner and the policyholder to arrange an appointment. If they are unable to reach someone after repeated attempts, they will contact the agent or the broker for assistance.
Boiler Inspections
Policyholders in need of a boiler inspection can contact Hartford Steam Boiler Inspection and Insurance Company at 1-800-333- 4677 or by e-mail at [email protected]. Be sure to include policyholder name, policy number, effective date, address, contact name and phone number, agency name and phone number in the e-mail. The subject line should read: BOILER INSPECTION REQUEST.
Loss Control Recommendations
When reviewing the potential hazards associated with an insurance risk, loss control recommendations are made with the safety and protection of our policyholders in mind.
Mandatory recommendations are a condition of our insurance contract and must be completed in order to maintain coverage with us. For instance, installation of a central station alarm system1 or TiPS©2 training for employees may be required. Typically, insurance carriers provide up to 60 days and accept documentation such as photos, invoices, certificates, etc., to verify compliance. When extenuating circumstances exist that may cause a delay in implementation, an extension may be considered by contacting the loss control units.
Advisory recommendations are not a condition of coverage, but we strongly advise our customers to consider all suggested preventative measures to best protect their interests.
Frequently Asked Questions
A central station alarm system is monitored by a commercial security company 24/7 and uses devices/circuits to automatically signal an alarm activation so that police or fire officials can be immediately notified. When a local alarm is activated, someone needs to be aware and notify the proper authorities.
TiPS© (Training for Intervention Procedures) is a skills-based training program designed to prevent intoxication, underage drinking, and drunk driving. Additional information can be obtained by visiting www.gettips.com.