Hurricane and Tropical Storm Season

Hurricane season in the U.S. is inevitable, resulting in billions of dollars of damage annually for home and businessowners. These tropical cyclones hit the south and east coasts primarily between June and November, but your clients can start protecting their property now.

WHAT TO DO NOW

• Install protective shutters to cover your windows.

• Make sure your roof is sealed to prevent leaks and water damage.

• Secure soffits and trim any overhanging trees or loose branches around your property.

• Invest in a wind-rated garage door that can withstand the force of a hurricane.

• Purchase a backup generator to keep critical machinery, equipment, and lights operating in the event of a power outage.

• Take an inventory of your personal belongings or business equipment/stock.

• Be prepared to get prepared. Whether it’s a family emergency strategy or a business continuity plan, know when to implement last-minute measures.

If the hurricane damaged your property, contact your insurance carrier or agent to begin the claims process and review what’s covered on your policy. Take before and after photos and keep a record of expenses incurred for consideration in your claim. If possible, prevent the property from further damage by laying out a tarp over the roof and tidying up the inside of the building. Be careful, though. Do not enter a structure that may have taken on serious damage and is at risk of collapsing. Watch out for debris or downed power lines around the perimeter.